Item 2.02 - Results of Operations and Financial Condition: Jack Henry & Associates, Inc. issued a press release on January 27, 2026, announcing deconversion revenue for the fiscal second quarter ended December 31, 2025 Item 9.01 - Financial Statements and Exhibits: Filing includes two exhibits—a press release dated January 27, 2026 (Exhibit 99.1) and a cover page interactive data file in Inline…

Our analysis rates this filing BULLISH. This filing presents a routine quarterly update on a minor, non-operational revenue line item with positive guidance implications. The raised deconversion revenue guidance to $28 million reflects external market dynamics (increased M&A activity among Jack…

Concern level: LOW (1.8/10). Key factors: Deconversion revenue is non-operational and driven by external M&A activity outside company control; Q2 FY2026 deconversion revenue of $6.2M slightly below implied prior trajectory; Deconversion revenue represents only 1-2% of total annual revenues, immaterial to overall business.

Notable risk changes: Deconversion revenue for Q2 FY2026 reported at $6.2 million, slightly below prior guidance trajectory; Full-year FY2026 deconversion revenue guidance increased to $28 million (from implied lower estimate), indicating acceleration in client acquisition terminations; Company reaffirms deconversion revenue exclusion from non-GAAP metrics, maintaining transparent reporting of non-operational…

No earnings surprise data disclosed - this is a deconversion revenue announcement only.

The model predicts JKHY will outperform the S&P 500 by about 0.0% over 30 days. This is model analysis for research, not investment advice.