Quarterly Financial Statements for Q2 2026: Contains unaudited consolidated financial statements as of June 30, 2026 and for the six-month period ended June 30, 2026, compared to the same periods in 2025 Balance Sheet and Equity Information: Includes detailed breakdowns of stockholders' equity components (common stock, additional paid-in capital, retained earnings, accumulated other comprehensive…

Our analysis rates this filing NEUTRAL. Washington Trust Bancorp presents a balanced risk profile typical of a stable regional bank operating in a moderately challenging environment. The three identified risks (interest rate sensitivity, credit quality, deposit competition) are standard sector…

Concern level: ELEVATED (4.8/10). Key factors: Interest rate risk with severity 6/10 - NIM compression exposure if rates decline, directly impacting profitability for regional bank model; Credit quality deterioration risk with severity 5/10 - potential increase in NPLs and loan loss provisions amid economic uncertainty and CRE market stress; Deposit competition and funding risk with severity 5/10…

Notable risk changes: No material negative events or new risk disclosures identified in Q2 2026 filing - standard quarterly banking operations; Filing appears to be routine 10-Q with standard XBRL financial data structure; no special events, litigation, regulatory actions, or material adverse changes disclosed; No evidence of covenant breaches, liquidity issues, executive changes, data breaches, or financial…

The model predicts WASH will underperform the S&P 500 by about 0.0% over 30 days (model confidence 85%). This is model analysis for research, not investment advice.